When To File Bankruptcy

Posted by: matt on 09/20/03:

I am worndering when to file bankruptcy!

I am buying a house with maybe $5000 to $8000 equity max. household income of around $70,000. have $50,000+ in unsecured credit card debt, $30,000+ is medical expense over the last 2 years. Payment on a car. I have a perfect credit report except for debt to income. I am having to work 25+ hours of overtime a month to even come close on monthly payments and the overtime is going away so it is only a matter of time before I start to fall behind. I want to keep my house and car. I have a $3500 401K and about another $4800 in stocks. Should I file, can I file and what should I file?

thanks for any input, Matt

Follow Ups:

• Re: When To File Bankruptcy Kim 09/20/03 (2)
  • Re: Re: When To File Bankruptcy JH 09/20/03 (1)
    • Re: Re: Re: When To File Bankruptcy CApt_Underpants 09/20/03 (0)

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Comments:
: I am worndering when to file bankruptcy!<p> I am buying a house with maybe $5000 to $8000 equity max. household income of around $70,000. have $50,000+ in unsecured credit card debt, $30,000+ is medical expense over the last 2 years. Payment on a car. I have a perfect credit report except for debt to income. I am having to work 25+ hours of overtime a month to even come close on monthly payments and the overtime is going away so it is only a matter of time before I start to fall behind. I want to keep my house and car. I have a $3500 401K and about another $4800 in stocks. Should I file, can I file and what should I file?
: thanks for any input, Matt



 
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